What product lines can I model in Nest?

The builder spans six lines: whole life, IUL, annuity, MYGA, final expense, and term. You build every projection and comparison in the same workspace. Figures are hypothetical estimates from your inputs and NEST reference data, not insurer quotes or offers.

Is a Nest projection an insurer illustration?

No. A Nest projection is a hypothetical modeling aid for licensed agents. It is not an insurer-authorized illustration under state illustration or annuity disclosure rules. In any sale, use the insurer's official illustration and disclosure documents, and do not present Nest output as one.

What is a projection ledger, and how is it different from a quote?

A projection ledger shows a modeled contract year by year, one row per year. A quote record is a proposal you track across one or more product lines through statuses (draft, sent, accepted, expired). Both live in the same workspace.

How does prefill from a discovery session work?

When you start a quote from an existing discovery session, contact, or lead record, the inputs already on that record carry over into the new form. This removes the step of re-keying the same client details into a blank builder. The result stays attached to the same contact record it was started from.

How are quote statuses tracked?

Each quote carries one of four statuses: draft, sent, accepted, or expired. A quote moves to accepted only when you convert it into an application. You see how many quotes you sent turned into applications without keeping a separate spreadsheet.

Projections & quotes

Hypothetical projections and quote tracking for your planning.

Build a hypothetical year-by-year projection ledger or a multi-product comparison for your own planning. A quote record moves from draft to sent, and to accepted when you turn it into an application. Start from a discovery session, contact, or lead so you are not re-keying the same inputs into a fresh form. Nest projections are modeling aids, not insurer-authorized illustrations; use the insurer's official illustration in any sale.

Get started See the platform

What you can build

One builder for the projection and the quote record.

Projections and quotes live in the same workspace. Build a hypothetical ledger for a life or annuity contract, or compare across six lines of business, and keep the work attached to the client record.

Projections
Hypothetical year-by-year ledgers.
Build a hypothetical projection ledger for life and annuity products - one row per contract year. It is a planning model, not an insurer illustration.
- Year-by-year projection rows for life and annuity products.
- Projections are hypothetical and must be checked against the insurer's official illustration.
- Each projection carries a status: draft, shared, or archived.
Quotes
A comparison builder across six lines.
Model whole life, IUL, annuity, MYGA, final expense, and term from one builder. The figures are estimates built from your inputs and NEST reference data, not an offer or a quote from any insurer.
- Whole life, IUL, annuity, MYGA, final expense, and term.
- A hypothetical comparison you can review before deciding whether to share anything.
- Status tracked so you see what is still open, what you converted to an application, and what expired.
One workspace
Prefilled, not re-keyed.
Start a quote from a discovery session, contact, or lead so the inputs carry over instead of being typed again; projections attach to the same contact record.
- Start a quote from a discovery session, contact, or lead.
- Projections and quotes live in the same workspace.
- Quote counts by status: draft, sent, accepted, expired.

The ledger

Year-by-year, as a planning model.

A projection is a ledger, not a one-line headline. Nest builds a hypothetical year-by-year ledger for life and annuity products from your inputs and NEST reference data. Each row represents one modeled contract year. Non-guaranteed values may be lower than shown, and the ledger is not the illustration an insurer requires for an application; use the insurer's official illustration and disclosure document for that. The projection stays attached to the contact record it was built from and carries a status - draft, shared, or archived.

Hypothetical year-by-year projection ledgers for life and annuity products.
Each row is a contract year, laid out for the client to read top to bottom.
The projection attaches to the contact record it was built from.
The same projection carries a status - draft, shared, or archived.

Sharing

Sharing is your call.

If you choose to share a comparison, the client opens it in a browser - no account and nothing to install. Sharing is your decision and your responsibility: the page is a read-only snapshot of hypothetical figures as you sent them, labeled as a hypothetical projection and not an insurer illustration, so if you revise the quote you send a fresh link. The link also has an “I’m interested” button. Tapping it tells you the client wants to talk, with a follow-up on your Today list. It does not apply for anything or bind coverage. When the client says yes, you convert the quote into an application and its status moves to accepted.

Optional shareable link for a quote comparison; the figures are read-only and hypothetical.
The client can tap "I'm interested" and you get a follow-up on your Today list.
The client reads it in a browser; nothing to install and nothing to sign up for.
Revise the quote and send a new link; the old one stays as it was sent.
Converting a quote into an application marks it accepted in your workspace.

Status tracking

Draft, sent, accepted, expired.

A quote carries a status, so you always know what is still a draft, what you have sent, what you converted to an application, and what expired, without keeping a spreadsheet on the side. Projections track their own lifecycle - draft, shared, or archived.

Quotes carry four statuses: draft, sent, accepted, and expired.
Accepted means you converted the quote into an application.
Client interest from the share link is recorded separately and never marks a quote accepted.
Start a quote from a discovery session, contact, or lead so the record starts populated.

Pairs with

The tools feeding the projection.

FAQ

Common questions.

Educational tool. Results are hypothetical models built from the terms you enter or from NEST reference data that may be incomplete or out of date. They are not a recommendation of any insurer or product and not an offer of insurance. Verify every figure with the insurer and speak with a licensed professional.

One platform. Your tools. Your data.

Solo from $69.99, Pro $129 - see pricing. Bring your own integrations and the accounts stay yours when you leave.

Get started

Bring your book across in one CSV pass.