Pricing
Nest is the all-in-one platform for individual insurance agents and IMOs. Pick the tier that fits - bring your own integrations, cancel any time, your book stays in force.
No signup - tour a full agency account with sample data.
All integrations are bring-your-own. Connect your own Twilio, DocuSign, and others - you manage billing with each vendor directly. Nest never marks up your tools.
For independent agents running their own book.
$69/seat/mo
Billed monthly · single seat
You'll create an account, then continue through Stripe Checkout.
For high-volume solo agents who lean on automation.
$129/seat/mo
Billed monthly · single seat
You'll create an account, then continue through Stripe Checkout.
For agencies and IMOs running a hierarchy of agents.
$199/seat/mo
Billed monthly · min 5 seats
Seats · 5+ per seat
$995/mo
5 invite codes
You'll create an account, then continue through Stripe Checkout.
What's not in the box
The pricing above is the pricing. No surcharges, no exit costs, no asterisks under the asterisks.
No setup fees. No onboarding fees.
No "implementation specialist" calls. You sign up, you start working - the same day.
No per-action AI surcharges.
Your monthly credit count is the limit, full stop. We don't bill per email, per draft, per rewrite, per anything.
No data exit fees.
CSV export is one click. The button exists today, in the product, where you can verify it before signing up.
No annual contract on Solo or Pro.
Cancel anytime. Your book stays in force at the carriers - your data exports clean, on the day you ask.
Common questions
What's the difference between Solo and Pro?
Both are single-seat plans for independent agents. Pro is for higher volume - you get 6× the AI Studio credits (1,500/mo vs 250/mo) and 5× the vault storage (25 GB vs 5 GB). Pick Pro if you lean on automation or have a larger document library.
Why does Team / IMO require 5 seats minimum?
The Team plan unlocks the full multi-agent hierarchy (FMO → IMO → MGA → agency → agent), admin panel, bulk license sync, and per-seat invite codes. Below five seats the hierarchy doesn't earn its keep - Solo or Pro is the right fit instead.
Does AI Studio share credits across the team?
No. Team plans grant 3,000 AI credits per seat per month. Credits are per-seat, not pooled - every agent gets their own monthly allowance so a heavy user can't drain the team.
How does vault storage work for teams?
Vault storage on Team plans is pooled. Each seat contributes 50 GB to a shared pool, so a 10-seat team has 500 GB across all agents. Solo and Pro vault storage is per-seat only.
What does bring-your-own integrations actually mean?
Every integration in Nest - Twilio voice/SMS, DocuSign e-sign, Google Calendar, AHIP - uses your own vendor account. You manage billing with each vendor directly, and Nest never marks them up. We just orchestrate them inside the platform.
Can I try Nest before paying?
Sign in and pick 'Try demo' on the paywall - you'll see a full dashboard populated with a generic demo carrier network and sample data. Nothing about that data is real or shared from anyone else.
What happens if I cancel?
Your policies stay in force at the carrier - they're independent of Nest. You'll lose access to the platform, but you can export your book, leads, and commissions to CSV before you go.