Rates terminal
Know the market. Track the competition. Update your rates live.
A rates terminal for annuity carriers. Run on the public carrier-rate feed, the rates your IMO uploads, or rates you import yourself - then read the market snapshot, rate-series trends, and carrier competitiveness in one view.
Rates
Public, direct, and imported - searchable across all three.
Products tracked
412
Carriers
34
Avg MYGA
5.02%
Best MYGA
5.45%
Public data · updated 7:02 AM
F&G Accelerator Plus 14
▲ 0.50
Allianz 222 · par
▲ 0.25
Corebridge Power Index 7
▼ 0.25
Aspida Synergy Choice 5
▲ 0.15
| Carrier | Product | Type | Term | State | Trend | Confidence | Rate |
|---|---|---|---|---|---|---|---|
| Aspida Life | Synergy Choice 5 | MYGA | 5 yr | Natl | ▲ 0.15 | High | 5.45% |
| Athene Annuity | MaxRate 5 | MYGA | 5 yr | Natl | ▲ 0.10 | High | 5.30% |
| Sentinel Security | Personal Choice 7 | MYGA | 7 yr | TX | - | High | 5.25% |
| Ibexis Life | MYGA Plus 5 | MYGA | 5 yr | Natl | ▲ 0.10 | Medium | 5.20% |
| Clear Spring Life | Preserve MYGA 5 | MYGA | 5 yr | FL | ▲ 0.05 | High | 5.15% |
| American National | Palladium MYG 5 | MYGA | 5 yr | Natl | ▼ 0.05 | High | 5.10% |
| Oceanview Life | Harbourview 7 | MYGA | 7 yr | Natl | - | High | 5.05% |
| EquiTrust Life | Certainty Select 6 | MYGA | 6 yr | OH | - | Medium | 5.00% |
| Global Atlantic | SecureFore 3 | MYGA | 3 yr | Natl | ▲ 0.05 | High | 4.95% |
| Athene Annuity | MaxRate 3 | MYGA | 3 yr | Natl | - | High | 4.90% |
| MassMutual Ascend | Secure Gain 5 | MYGA | 5 yr | Natl | - | Medium | 4.85% |
| Nationwide Life | Secure Growth 7 | MYGA | 7 yr | Natl | ▼ 0.10 | High | 4.80% |
| Midland National | Guarantee Ultimate 5 | MYGA | 5 yr | CA | ▼ 0.05 | High | 4.75% |
| Delaware Life | Apex MYGA 7 | MYGA | 7 yr | Natl | - | Medium | 4.70% |
| Corebridge Financial | Power Series 3 | MYGA | 3 yr | Natl | - | Medium | 4.65% |
| Symetra Life | Custom 7 | MYGA | 7 yr | NY | ▼ 0.05 | Medium | 4.60% |
| F&G Annuities | Guarantee Platinum 5 | MYGA | 5 yr | Natl | - | High | 4.55% |
| F&G Annuities | Accelerator Plus 14 | FIA | 14 yr | Natl | ▲ 0.50 | Medium | 10.00%cap |
| Athene Annuity | Ascent Pro 10 | FIA | 10 yr | Natl | - | High | 9.50%cap |
| Corebridge Financial | Power Index Plus 7 | FIA | 7 yr | Natl | ▼ 0.25 | Medium | 8.75%cap |
| Nationwide Life | Peak 10 | FIA | 10 yr | Natl | - | High | 8.25%cap |
| Allianz Life | Allianz 222 | FIA | 10 yr | Natl | ▲ 0.25 | High | 55.0%par |
Average rate · trend
- Athene MaxRate 5quoted Jul 22▲ 0.10
- Nationwide Secure Growth 7quoted Jul 19▼ 0.10
- Global Atlantic SecureFore 3quoted Jul 15▲ 0.05
- Corebridge Power Index 7quoted Jul 11▼ 0.25
- Symetra Custom 7quoted Jul 8▼ 0.05
Data sources
Three ways rates get in - feed, IMO, or your own.
Every rate in the terminal comes from a source you control. Run on the public carrier-rate feed out of the box, layer on the rates your IMO uploads for its agents, or bring your own - paste them, drop a CSV, or import a carrier PDF. The terminal merges all three into one ranked view.
- Public carrier-rate feed available the moment you sign in.
- Rates your IMO uploads, scoped to its agents.
- Import your own by CSV, PDF, or paste - no fixed template.
- Sources stay labeled, so you always know where a rate came from.
Market view
Snapshot, trend, and competitiveness in one place.
Open the terminal to a market snapshot - current rates across carriers by product and term. Pull the rate-series view to see how a carrier's terms moved over time, and read carrier competitiveness to know who is leading the band and who is trailing it, without exporting to a spreadsheet.
- Market snapshot across carriers, by product and term.
- Rate-series trends that show how terms moved over time.
- Carrier competitiveness ranking against the current band.
- One view - no spreadsheet round-trip to compare carriers.
Lookups + alerts
Best-by-state lookups and rate alerts.
Filter to a state and the terminal returns the best available terms there, so a client conversation starts from the right number rather than a guess. Best-by-state lookups cover only the carriers that actually write in that state, so you are not comparing rates that the client cannot buy. Set rate alerts and the terminal watches the feed for you - when a carrier moves its terms, you hear about it instead of finding out at the next quote. Alerts mean you can reach out to existing clients when a better term opens up, without manually checking the feed each morning.
- Best-by-state lookups for the carriers that write where you do.
- Rate alerts that watch the feed and flag movement.
- Filter by product, term, and carrier to narrow the field.
- Always reading the latest rates in your sources, not a stale copy.
Quotes + tools
Lock a rate to a quote. Feed the annuity tools.
When a rate matters to a specific case, capture a rate lock against the quote so the terms travel with it through the illustration and the application. A lock records the rate at the time you captured it, so if the carrier adjusts terms later, you and the client are both looking at the number that was on the table when the decision was made. The same current rates also feed the Index Analyzer and the Living Benefit Calculator, so a backtest or an income projection runs on the terms in front of you - not on numbers you re-keyed from a PDF or a spreadsheet. One shared rate source behind the terminal and the tools means the numbers stay consistent across every surface a client sees.
- Rate locks captured against a quote, so terms stay attached.
- Current terms feed the Index Analyzer backtests.
- Current terms feed the Living Benefit Calculator projections.
- One set of rates behind the terminal and the tools.
Connected tools
The terminal feeds the rest of the bench.
- Index AnalyzerBacktest index strategies on the current rate terms - caps, participation, and spreads come straight from the terminal.
- Living Benefit CalculatorProject guaranteed lifetime income across carriers on the rates the terminal already tracks, no re-keying.
- IntegrationsBring your own carrier feeds and accounts. Nest connects them; the data stays yours when you leave.
FAQ
Common questions.
One platform. Your tools. Your data.
Solo from $69.99, Pro $129, Team for IMOs from $49.99/seat - see pricing. Bring your own integrations and the accounts stay yours when you leave.
Nest opens soon. Sign up now and your launch discount code is emailed to you the day it does.