Rates terminal
Know the market. Track the competition. Update your rates live.
A rates terminal for annuity carriers. Run on the public carrier-rate feed, the rates your IMO uploads, or rates you import yourself - then read the market snapshot, rate-series trends, and carrier competitiveness in one view.
Rates · MYGA 5-year
Agent · J. GarciaSource
Public feed
Best in TX
6.10%
Updated
2h ago
- Evergreen5 yr6.10%
- Sequoia5 yr5.95%
- Harbor5 yr5.80%
- Northriver5 yr5.55%
- Briar Hill5 yr5.30%
- Cedar Mutual5 yr5.05%
Data sources
Three ways rates get in - feed, IMO, or your own.
Every rate in the terminal comes from a source you control. Run on the public carrier-rate feed out of the box, layer on the rates your IMO uploads for its agents, or bring your own - paste them, drop a CSV, or import a carrier PDF. The terminal merges all three into one ranked view.
- Public carrier-rate feed available the moment you sign in.
- Rates your IMO uploads, scoped to its agents.
- Import your own by CSV, PDF, or paste - no fixed template.
- Sources stay labeled, so you always know where a rate came from.
Market view
Snapshot, trend, and competitiveness in one place.
Open the terminal to a market snapshot - current rates across carriers by product and term. Pull the rate-series view to see how a carrier's terms moved over time, and read carrier competitiveness to know who is leading the band and who is trailing it, without exporting to a spreadsheet.
- Market snapshot across carriers, by product and term.
- Rate-series trends that show how terms moved over time.
- Carrier competitiveness ranking against the current band.
- One view - no spreadsheet round-trip to compare carriers.
Lookups + alerts
Best-by-state lookups and rate alerts.
Filter to a state and the terminal returns the best available terms there, so a client conversation starts from the right number. Set rate alerts and the terminal watches the feed for you - when a carrier moves, you hear about it instead of finding out at the next quote.
- Best-by-state lookups for the carriers that write where you do.
- Rate alerts that watch the feed and flag movement.
- Filter by product, term, and carrier to narrow the field.
- Always reading the latest rates in your sources, not a stale copy.
Quotes + tools
Lock a rate to a quote. Feed the annuity tools.
When a rate matters to a specific case, capture a rate lock against the quote so the terms travel with it. The same current rates feed the Index Analyzer and the Living Benefit Calculator, so a backtest or an income projection runs on the terms in front of you - not on numbers you re-keyed by hand.
- Rate locks captured against a quote, so terms stay attached.
- Current terms feed the Index Analyzer backtests.
- Current terms feed the Living Benefit Calculator projections.
- One set of rates behind the terminal and the tools.
Connected tools
The terminal feeds the rest of the bench.
- Index AnalyzerBacktest index strategies on the current rate terms - caps, participation, and spreads come straight from the terminal.
- Living Benefit CalculatorProject guaranteed lifetime income across carriers on the rates the terminal already tracks, no re-keying.
- IntegrationsBring your own carrier feeds and accounts. Nest connects them; the data stays yours when you leave.
One platform. Your tools. Your data.
Solo from $69, Pro $129, Team for IMOs (min 5 seats) $199/seat - see pricing. Bring your own integrations and the accounts stay yours when you leave.
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